![]() ![]() You will still have a magnetic stripe on the back so that you can use it at merchants who don’t accept chip cards yet. If you have a chip card, the chip is located on the front of the card. PNC will continue to provide 24-hour fraud monitoring and your PNC Visa ® debit, credit, and PNC SmartAccess cards come with Zero Liability Fraud Protection. Your chip card provides an additional layer of security at chip-enabled terminals however, perpetrators continue to look for new opportunities to commit fraud. Will my chip card prevent all fraudulent activity?Ī. There are more than 3.4 billion chip cards issued across the globe. ![]() Chip cards are based on a global card payment standard called EMV, currently used in more than 80 countries. A chip card enhances card security for electronic payments when inserted in the chip card reader (not swiped) of a chip-enabled terminal. The chip generates a unique transaction code which is shared with the ATM processor. ![]()
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